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Selling a house facing foreclosure

Understand your options before time becomes tighter.

If you have received a foreclosure notice, do not wait on a buyer’s response to seek help. Contact your mortgage servicer and an independent housing counselor or attorney promptly. A sale may be one option, but it is not a guaranteed way to stop an auction.

Start with the actual deadline

Keep every notice and confirm the current loan status and auction date directly with the servicer or your attorney. An offer or signed purchase agreement alone does not halt foreclosure.

Explore alternatives to selling

Ask the servicer about available repayment or loss-mitigation options. Massachusetts provides homeowner assistance information and resources for urgent foreclosure concerns.

Check whether a sale can close in time

A sale depends on title, payoff amounts, any liens, and lender or court requirements. If sale proceeds will not cover the debt, additional approvals may be necessary. Do not rely on a promised quick closing.

See Massachusetts homeowner assistance and foreclosure options and resources . Contact the servicer and an independent adviser promptly.

General information, not legal, financial, or tax advice. Requirements depend on your property and circumstances. Get independent professional advice before signing an agreement.

What happens next with DreamPath?

Share the address and a few details. We’ll discuss the property, any access needs, and the timeline you have in mind. If there is a fit, you can review a written offer without obligation.

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